Privacy Policy

schedule Last Updated: February 5, 2026

1. Introduction

Welcome to FinTech Utils. We are committed to protecting your personal information and your right to privacy. This policy explains how we treat your information.

2. No Personal Data Collection

We do NOT collect, store, or transmit your personal financial data to our servers.

All calculations (mortgage payments, ROI, tax estimates, etc.) are performed 100% locally within your web browser using JavaScript.

When you enter your salary, debt, or investment numbers, that data remains on your device and never leaves your browser session.

sd_storage 3. Local Storage

Some of our tools may use your browser's "Local Storage" feature to save your inputs or preferences (e.g., dark mode setting) so they persist between visits. This data is stored strictly on your device.

hub 4. Third-Party Services

  • Google Analytics: Collects anonymous usage data (IP, browser type).
  • Google AdSense: Serves ads using cookies based on prior visits.

5. Cookies

Cookies are small text files stored on your device. We use necessary cookies for site functionality. Third-party vendors (like Google) uses cookies to serve ads based on a user's prior visits to your website or other websites.

6. Changes to This Policy

We may update this privacy policy from time to time. The updated version will be indicated by an updated "Revised" date and will be effective as soon as it is accessible.